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FREE Checking |
FirstChoicesm Checking |
ClassicChoicesm Checking |
PremiumChoicesm Checking |
| Description |
A basic checking account. |
For students (up to age 23) |
A popular choice that pays interest |
A great relationship account with powerful financial benefits |
Minimum Balance
(to avoid service charge) |
None |
None |
$100.00 (or average collected balance of $1,500.00) |
Maintain a $25,000 combined balance in a combination of these accounts: Checking, Money Market, Savings, Loans, Lines of Credits, CD’s, IRA’s, Trust accounts and Investment accounts |
| Service Charge |
None |
None |
$5.00 per statement cycle if below minimum |
$25.00 per statement cycle if below minimum |
| Check Writing |
Unlimited check writing |
Unlimited check writing |
$0.25 per check/debit item over 25 per statement cycle only if average monthly balance falls below $1,500.00 |
Unlimited check writing |
| Interest |
No |
Yes1 |
Yes (on balances over $100.00)1 |
Yes (on balances over $500.00)1 |
| ATM Transactions |
$1.50 fee for withdrawals at non-First Dakota ATM’s (other bank surcharges may apply) |
8 no fee withdrawals per statement cycle at non-First Dakota ATM’s (other bank surcharges may apply) |
4 no fee withdrawals per statement cycle at non-First Dakota ATM’s (other bank surcharges may apply) |
Unlimited withdrawals at non-First Dakota ATM’s (other bank surcharges may apply) |
| Additional Benefits |
•First 50 duplicate personalized checks free
•Free check safekeeping |
•First 150 duplicate personalized checks free
•Free check safekeeping
•Eligibility to apply for $1000 scholarships, awarded annually |
•First 50 personalized checks free
•Check images in statement or check safekeeping option |
•Free personalized PremiumChoice checks (1 box per order) or discounts on other check styles
•Check images in statement or check safekeeping option
•Bonus rates on CDs
•Discounts on home mortgage closing costs3
•Discount rate on installment loans with auto pay3
No fee Checking Plus Line of Credit2
•$5 discount on annual Safe Deposit Box rental
•Travel opportunities
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ALL ACCOUNTS FEATURE INTERNET BANKING, CHECKING PLUSSM2, FIRST DAKOTA ATM CARD
OR CHECKCARD 2, AND DIALSM 24-HOUR TELEPHONE BANKING!
1Fees could reduce earnings on this account. Rates are variable. See our current rate sheet.
2Upon application approval. 3Regular credit guidelines apply. |
