First Dakota | Personal Loans

Consumer Loans
Whether you're looking to purchase a new car or boat or need money for unexpected expenses, we can help! We offer competitive rates, flexible terms and special First Dakota customer discounts! Shopping for a new car or truck? Get FREE new and used vehicle pricing online at N.A.D.A. Consumer Loan Application (secure)

Currently originating loans in the following South Dakota counties:
Aurora, Bon Homme, Brule, Buffalo, Charles Mix, Clay, Davison, Douglas, Hanson, Hutchinson, Jerauld, Lake, Lincoln, Lyman, McCook, Miner, Minnehaha, Moody, Sanborn, Turner, Union and Yankton
Minnesota counties: Rock Nebraska counties: Antelope, Cedar, Dixon, Holt and Knox

Home Improvement Loans
If it's time to make some much-needed home improvements, come to First Dakota for a home improvement loan. Our home improvement loans offer competitive rates, flexible terms and special First Dakota customer discounts. So, whether it's a new deck, extra bathroom, or kitchen remodel... First Dakota can make your dreams come true. Loan Inquiry Online (secure)

Home Equity Loans
You've paid a lot of money into your home, now let it pay you back! A home equity loan accesses the equity in your home to finance home improvements, vacations, college tuition, and more. Besides our competitive rates and terms, a home equity loan may also save you money in taxes!* Loan Inquiry Online (secure)
*Consult your tax advisor

Home Equity Line of Credit
A home equity line of credit combines all the advantages of a home equity loan with the convenience of easy access from your checkbook. To access this line of credit, simply write a check on the account. Like a regular home equity loan, this line of credit does offer some tax advantages.* Loan Inquiry Online (secure)
*Consult your tax advisor

Student Loans and College Planning
Let First Dakota help you on your way to college or technical school. We can start you out first with a FirstChoice student checking account that offers many benefits, including the opportunity to apply for a $1,000 scholarship. Then our personal bankers will be happy to help you with the Federal Stafford Loan Program and the Federal Plus Program. First Dakota customers should remember to use our Lender Number (810454) when applying.

For additional information on financing your higher education, check out these valuable resources: Education Assistance Corporation(EAC), FinAid College Financing Calculators

Checking Plus
Checking Plus offers you the security of knowing you're protected from overdrawing your accounts. This overdraft protection works like a line of credit -- there when you need it! Account Inquiry Online (secure)

Home Loans