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Personal Loans.

Financing Your Dreams.

Consumer Loans

Whether you're looking to purchase a new car or boat or need money for unexpected expenses, we can help! We offer competitive rates, flexible terms and special First Dakota customer discounts! Shopping for a new car or truck? Click here for some common mistakes car buyers make and how to steer clear.

Get FREE new and used vehicle pricing online at N.A.D.A.

Apply Today! (secure) 

Currently originating loans in the following South Dakota counties:

Aurora, Bon Homme, Brule, Buffalo, Charles Mix, Clay, Codington, Davison, Douglas, Gregory, Haakon, Hanson, Hughes, Hutchinson, Hyde, Jerauld, Lake, Lincoln, Lyman, McCook, Miner, Minnehaha, Moody, Potter, Sanborn, Stanley, Sully, Tripp, Turner, Union, Yankton.

Iowa counties:

Lyon, O'Brien, Osceola, Plymouth, Sioux

Minnesota counties:

Nobles, Pipestone, Rock

Nebraska counties:

Adams, Antelope, Cedar, Dixon, Holt, Knox 

Home Equity Line of Credit

You've paid a lot of money for your home, now let it pay you back! A home equity line of credit combines all the advantages of a home equity loan with the convenience of easy access from a checkbook. To access this line of credit, simply write a check on the account. This line of credit does offer tax advantages.* Home Equity Line of Credit Application (secure).
You can use your home equity line of credit any way you wish
  • Make home improvements
  • Consolidate debt into one, easier payment
  • Pay off credit cards
  • Save money
  • Send your kids or yourself to college, plus more ...
    *Consult your tax advisor

    Student Loans and College Planning

    Let First Dakota help you on your way to college or technical school. We can start you out first with a FirstChoice student checking account that offers many benefits, including the opportunity to apply for a $1,000 scholarship. Then our personal bankers will be happy to help you with the Federal Stafford Loan Program and the Federal Plus Program. 

    For additional information on financing your higher education, check out these valuable resources: Education Assistance Corporation(EAC), FinAid College Financing Calculators

    Checking Plus

    Checking Plus offers you the security of knowing you're protected from overdrawing your accounts. This overdraft protection works like a line of credit -- there when you need it! Account Inquiry Online (secure)

    Home Loans