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Savings & CDs


eSavings


eSavings is an electronic deposit account that is established, accessed, and maintained exclusively online.

  • Earn a higher interest for higher return on balances
  • Interest compounded and credited quarterly
  • Quarterly eStatement (monthly if electronic activity) can be easily accessed through Internet Banking
  • Saves time - open account from home or office computer
  • Convenient - accessed exclusively online
  • $2 monthly Service Charge if average ledger balance falls below $100.
  • $1 Service Charge for each withdrawal over 6 per statement cycle or similar four week period
  • Open the account with $100.00 or more, must be at least 18 years old to open account 
  • Frequently asked questions about eSavings
  • Apply online (secure)
  • Check out our eSavings rates

Statement Savings


  • Interest compounded and credited quarterly
  • Quarterly statement (monthly if electronic activity)
  • $2 monthly Service Charge if average ledger balance falls below $100. No minimum balance for customers 18 years of age and younger.
  • $1 Service Charge for each withdrawal over 6 per statement cycle or similar four week period.
  • Open the account with $100.00 or more (under 18, no minimum)

FirstChoice Money Market Investment


  • Tiered rate increases as balance increases
  • Interest compounded and credited monthly
  • Up to six withdrawals or transfers allowed per month: $1.50 Service Charge for each withdrawal over 6 per statement cycle
  • Monthly imaged statement
  • Unlimited cash withdrawals
  • $100.00 minimum deposit to open. Interest will not accrue if balance falls below $10,000.
  • Apply Online (secure)

Money Market Investment


  • Tiered rate increases as balance increases
  • Interest compounded and credited monthly
  • Up to six withdrawals or transfers allowed per month: $1.50 Service Charge for each withdrawal over 6 per statement cycle
  • Monthly imaged statement
  • Unlimited withdrawals in person
  • $5.00 monthly Service Charge if average collected balance of $1,000.00 is not maintained.
  • Open the account with $100.00 or more
  • Apply Online (secure)

Certificates of Deposit


  • Competitive interest rates
  • Safe and stable
  • 3 month–48 month maturity options
  • Special rates & terms offered periodically
  • Several interest payment options
  • $1,000.00 minimum deposit
  • Apply Online (secure)