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Small Business Checking with Interest

Put your checking account to work for you. Earn interest for your business. With the Small Business Checking1 with Interest, you’ll grow your money in the bank, and enjoy a no minimum balance account.

  • Earn interest2.
  • No minimum balance.


  • $10.00 monthly fee.
  • 150 combined checks, deposits, deposit items, ACH deposits, and ACH withdrawals free per month. After 150 items, $.20 per item fee for checks, deposits, deposit items, ACH deposits, and ACH withdrawals.

Contact our bankers if you’re ready to open a business checking account with us.

Need help with collections? Read about Checkmarc services, free for First Dakota business customers.

Protect your business from overdraft charges with an extended line of credit. Add Business Checking Plus3 to your checking account. Contact us to add Business Checking Plus to your business checking account today.

Minimum $50 deposit required to open a business checking account. Calculations show below are for example purpose only. Rate and margin are subject to change without prior notice. 1If the average collected balance for the statement cycle on the account is negative, the account will be charged uncollected funds fee of Prime +4%. The uncollected funds fee calculations: negative average collected balance x Prime +4% x number of days in statement cycle divided by 365. Example calculation using -$1,000 average collected balance in a month that had a 31-day cycle ($1,000 x 7.25%) x 31/365=$6.16 uncollected funds fee. 2Rates are variable. See our current rate sheet.  3Subject to approval