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Checkmarc & ACH Recovery

Don’t worry about collections. Checkmarc is a free service for our business banking customers that recovers dishonored checks and electronic payments. Cut the time you spend recovering funds, and make accepting checks as safe as cash or credit cards.

Benefits of Checkmarc and ACH Recovery

  • Enjoy having no equipment to purchase. No contracts, enrollment, or per check fees are charged.
  • Receive 100% of the face value on all recovered dishonored items. When a check is recovered, 100% of funds are deposited into your account.
  • List dishonored check writers on the largest national negative database until funds are recovered.
  • Access to our password-protected website allowing 24/7/365 viewing of checks.
  • Access to a dedicated customer service team for all inquiries. Call Checkmarc customer service representatives at 800-641-9998.
  • Receive notification and collection reports via email. Recovered funds are deposited every Friday of the month.
  • Gain the latest ACH services and dishonored check recovery (RCK) techniques.
  • Avoid uncomfortable or embarrassing customer collection calls.


No cost to First Dakota National Bank business banking customers. The service can be added or discontinued at any time.