Make Deposits at Your Convenience
Send deposits electronically to your account and make deposits when it’s convenient for you—without leaving your office.Simply scan the checks you receive, and transmit your deposit via a secure web connection. All you need is an Internet-enabled personal computer with Internet Explorer and a check scanner.
Contact us to see how Remote Deposit Capture supports your business, and add it to your business banking services today.
Are you an existing customer? Login to Remote Deposit Capture.
Benefits of Remote Deposit Capture
Make check deposits at your office versus daily or weekly trips to the bank.
Improved Cash Flow
Submit deposits immediately with no need to hold checks. Checks may be deposited at any time; however, we will process them at 12:00 p.m. and 4:00 p.m. Checks scanned and submitted for depsoit between 4:00 p.m. on the current business day and 12:00 p.m. the following business day will be added to your available balance around 12:30 p.m. Checks scanned and submitted for deposit between 12:00 p.m. and 4:00 p.m. on the current business day will be added to your available balance around 4:30 p.m. Central Standard Time.
Cut extra expenses. No endorsement stamp, no deposit slips, no postage, and no envelopes.
Save Staff Time
The RDC system creates a virtual deposit slip and endorsement for you. Each check image is stored securely for easy retrieval. Search the database to research every payment your customer has made. Import deposits into QuickBooks®.
Peace of Mind
Create individual User IDs and passwords with the user controls you deem necessary. Dual control is available.
One Stop Payment Shop
Establish single and recurring electronic payments, and accept payments over the phone.
Remote Deposit Frequently Asked Questions
A: Making a deposit is as simple as 1, 2, 3.
- Total your checks (you will need the count and amount.)
- Scan the checks.
- Submit your deposit.
A: Yes, all checks are eligible to be deposited using RDC as long as they are drawn on a U.S. Bank. International (ie: Canadian) checks are not eligible. They must be sent in for collection.
A: No, RDC places a virtual endorsement on the image of the check.
A: You are required to keep the physical checks in a secure location for a maximum of 14 days. After that time, they must be destroyed using a cross-cut shredder or an incinerator.
A: After a check has been scanned, the images are available to you via the secure RDC portal. The system does allow you to print a copy of the images if you would like to keep a paper copy for your records.
A: Many varieties of reports are available to you using the RDC portal. These reports can be modified to create custom reports that include only the information you are looking for.
A: The secure RDC portal makes it easy to search for individuals or transactions after the check(s) have been scanned. You simply need to choose which kind of search you would like to conduct, enter the information you are looking for, and the system does the rest.
A: Yes, electronic single and recurring ACH transactions can also be processed through the RDC system.