Mortgage

Invest in Your Dreams

Found your dream home or need to refinance your current home? At First Dakota National Bank, we understand this important life step, and we offer custom-tailored financing to fit your mortgage needs.

Let us walk you through the steps of choosing a mortgage. Our local expertise ensures you receive the mortgage amount and rates you deserve. Plus, we’re proud to have over 100 years of combined experience.

Mortgage Types

Not sure what mortgage you need? Not to worry. Our experienced home mortgage bankers offer personal assistance in financing or refinancing. We’ll explain each mortgage, and find the right one for you. 

Mortgage Programs

  • South Dakota Housing Loans for first-time homebuyers and repeat homebuyers
  • Construction Loans
  • FHA & VA Approved Lender
  • Rural Development Lender
  • Fixed and adjustable rate mortgages
  • Competitive rates & terms

Refinance with Us

Is your current mortgage rate 4% or higher? Stop paying more for your monthly home payment than you need to. Call our mortgage lenders at First Dakota National Bank to chat about your refinance options.  

Let’s Talk about Your Dreams

Prequalify for a mortgage, or contact one of our home mortgage bankers if you prefer a more personal touch. Visit our mortgage pages to find more helpful information.

Nationwide Mortgage Licensing System and Registry Unique Identifying Numbers for First Dakota National Bank.

Prequalify Online


Use our quick, easy prequalification application to see your personalized mortgage amount and interest rate.

Home Loan Checklist


Review our helpful checklist for home loan seekers before beginning the mortgage application process.

Mortgage FAQs


Browse the most common questions we get from customers who apply for mortgages.

Mortgage Testimonials


Read what happy customers have to say about First Dakota National Bank.

NMLS and Registry


Nationwide Mortgage Licensing System and Registry- Unique Identifying Numbers for First Dakota National Bank.

Our Mortgage Team


We’re here to help you account for your dreams. Meet our mortgage team, read their biographies, and reach out to us anytime.

Personal Banking

Choose a local bank who supports your dreams. Since 1872, we’ve prided ourselves on offering you the hometown touch, complete with unparalleled customer service. Open an account for your dreams with First Dakota National Bank.

Contact Us