Savings

Succeed with a Personal Savings Account

Our personal savings accounts come with support you can access online or at a location nearest you. Begin saving to live the life you've always wanted. The online application is convenient and especially speedy for current customers with a Digital Banking Login.

Open An Account Online >

For those just starting out, we've created this account to teach the essentials of saving.

  • No minimum balance required for those under 18
  • Interest is compounded and credited quarterly, and a quarterly statement is issued (monthly if electronic activity)

Fees:

A $3.00 monthly service charge if daily balance falls below $100.00. No minimum balance for customers under 18 years old.
$2.00 service charge for each withdrawal over 6 per calendar month.

Gradually earn more interest with a tiered rate increase as your balance increases, and enjoy unlimited cash withdrawals.

  • Interest will not accrue if your balance falls below $10,000.00.
  • Interest is compounded and credited monthly, and a monthly imaged statement is issued.

Fees:

There is a $2.00 service charge for each withdrawal over 6 per calendar month.

Establish, access, and maintain this personal deposit account exclusively online.

  • Earn higher interest for higher return on balances. Interest is compounded and credited quarterly, and a quarterly eStatement is issued (monthly if electronic activity). Check out our current interest rates.
  • Open account online and keep all activity online
  • Automatic payments or direct deposits are available

Fees:

A $3.00 monthly service charge if daily balance falls below $100.00.
A $2.00 service charge for each withdrawal over 6 per calendar month.

Earn interest with competitive rates. Certificates of Deposit (CDs) are a safe, stable savings option.

  • Flexible choices and competitive rates
  • Choose your own term

Conditions:

  • A $1,000.00 minimum deposit is required to open a CD

Bank With First Dakota

No matter your needs, First Dakota is here to support your financial goals. We understand that you have big dreams that take time, dedication, and resources to make happen. That's why all our services at First Dakota were created with you, the customer, in mind.

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