Savings Rates

Rates listed below are for accounts that can be opened online only. Contact a banker for a full list of rates and products offered.

Find the current interest rates and annual percentage yields for checking and savings accounts from First Dakota National Bank.

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eSavings Account Rates
Daily Balance Interest Rate APY
All  0.60% 0.60%

 

Certificate of Deposit, Checking, and Money Market Account Rates

FirstPartners Checking**
Term or Daily Balance Interest Rate APY
$500.00 - 4,999.99 0.05% 0.05%
$5,000.00 - $24,999.99  0.10% 0.10%
$25,000.00 - $49,999.99 0.15% 0.15%
$50,0000.00 - $99,999.99 0.18% 0.18%
$100,000.00 & above 0.20% 0.20%
 
ClassicChoice Checking**
Term or Daily Balance Interest Rate APY
$100.00 - $499.99 0.05% 0.05%
$500.00 - $4,999.99 0.05% 0.05%
$5,000.00 - $24,999.99 0.10% 0.10%
$25,000.00 & above 0.15% 0.15%
 
FirstChoice Checking**
Term or Daily Balance Interest Rate APY
  0.10% 0.10%
 
Free Checking**
Term or Daily Balance Interest Rate APY
  0.00% 0.00%
 
FirstChoice Money Market***
Term or Daily Balance   Interest Rate APY
$10,000.00 - $24,999.99 0.10% 0.10%
$25,000.00 - $99,999.99 0.20% 0.20%
$100,000.00 - $149,999.99 0.25% 0.25%
$150,000.00 - $249,999.99 0.30% 0.30%
$250,000.00 - $499,999.99 0.30% 0.30%
$500,000.00 & above 0.40% 0.40%
Money Market***
Term or Daily Balance Interest Rate APY
up to $4,999.99  0.08% 0.08%
$5,000.00 - $9,999.99 0.10% 0.10%
$10,000.00 - $24,999.99 0.10% 0.10%
$25,000.00 - $49,999.99 0.15% 0.15%
$50,000.00 - $99,999.99 0.15% 0.15%
$100,000.00 & above 0.20% 0.20%

 

Certificate of Deposit*
Term or Daily Balance Interest Rate APY
6 Months 0.65% 0.65%
12 Months 0.85% 0.85%
18 Months 1.00% 1.00%
24 Months 1.20% 1.20%

 

Interest Rates and Annual Percentage Yields as of November 16, 2017. Rates can be adjusted at any time.
*$1,000 minimum opening deposit. $5.00 title change fee. A penalty may be imposed for early withdrawal (CD term = or < 1 year is 1.0% of the CD value, CD term > 1 year is 3.0% of the CD value). If you elect to have an interest check, the interest rate will be 0.20% lower than stated, or if you elect to ACH the interest to another Financial Institution, the interest rate will be 0.10% lower than stated.
**$50 minimum opening deposit. Interest rate and annual percentage yield may change. No institutional funds allowed.
***$100 minimum opening deposit. Interest rate and annual percentage yield may change. No institutional funds allowed.