Business Credit Cards

Business Credit Card Options

The card you chose is going to depend on your needs. We understand that there is not a one size fits all solution and that's why our banking team gets to know your business, your current solutions and well as your plans for the future. We're here to help you make the right decision for your business. Visit a location nearest you to apply for these business credit card products. Have questions? Be sure to reach out, we're here to help!

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  • Earn 2% cash back on travel and dining purchases and earn 1% cash back on all other purchases**
  • Cash back with no limit to the amount of cash back you can earn*
  • No annual fee Terms and Conditions
  • Access to Mastercard® premium benefits

  • Earn 1% cash back for every $1 spent*
  • Redeem cash back for a statement credit or a deposit into your First Dakota checking account
  • No limit to the amount of cash back you can earn
  • No annual fee Terms and Conditions
  • Choose individual cardholder or consolidated billing

  • Enjoy a low introductory APR (annual percentage rate) offer on purchases and balance transfers for the first six months
  • Low APR for those who carry a balance and prefer to revolve credit
  • No annual fee Terms and Conditions
  • Better management of day-to-day expenses than cash

  • Manage expense and expenditures for employees
  • Improve working capital
  • Expense reporting capabilities
  • Spend alerts and controls
  • Management reporting
  • Virtual and ghost cards


Subject to credit approval. Ask for details.

Mastercard is a registered trademark of Mastercard International Incorporated.

*For details on Rewards Program, please visit: https://firstdakota.myapexcard.com/#p=application/rewardsTerms. Rewards options are subject to change without notice.

**We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.