Savings

Thrive with a Personal Savings Account.

Our personal savings accounts come with support you can access online or at a location near you. We offer different types of accounts designed to help you build wealth and control your spending.

Begin saving to live the life you've always wanted. The online application is convenient and easy. For current customers, apply through the Digital Banking Login for a more seamless process.

Open an Account Online

If you're new to banking, statement savings is a great place to start. This account will teach you the basics of saving as you begin to build wealth.

  • No minimum balance is required for those under 18
  • Interest is compounded and credited quarterly
  • Statements issued quarterly (monthly if there's electronic activity)

Fees:

A $3.00 monthly service charge if daily balance falls below $100.00. No minimum balance for customers under 18 years old.
$2.00 service charge for each withdrawal over 6 per calendar month.

As your balance increases, you'll earn more interest at a tiered rate. Plus, with unlimited cash withdrawals, you'll have full control over your spending.

  • Interest will not accrue if your balance falls below $10,000.00
  • Interest is compounded and credited monthly
  • A monthly imaged statement is issued

Fees:

There is a $2.00 service charge for each withdrawal over 6 per calendar month.

Establish, access, and maintain this personal deposit account exclusively online. With competitive interest rates, we'll ensure you get the most out of your savings. Take a second to check out our current interest rates.

  • Earn higher interest for higher return on balances
  • Interest is compounded and credited quarterly, and a quarterly eStatement is issued (monthly if there's electronic activity)
  • Automatic payments or direct deposits are available

Fees:

A $3.00 monthly service charge if daily balance falls below $100.00. A $2.00 service charge for each withdrawal over 6 per calendar month.

Certificates of Deposit (CDs) are a safe, stable savings option. We have customizable terms to fit your needs.

  • Flexible choices
  • Competitive rates
  • Choose your own term

Conditions:

  • A $1,000.00 minimum deposit is required to open a CD.

Financial Calculators

Need help planning your home or personal finances? We offer easy-to-use online calculators to help you solve common financial problems. Click on the button below to get started!

Financial Calculators

The First Dakota Experience

First Dakota supports your financial goals. We understand you have big dreams that take time, dedication, and resources. That's why all our services at First Dakota were created with you in mind, to ensure we are helping you reach your target.

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