Savings

First Dakota has several savings options to meet a variety of savings needs. Teach your children how to save with this account. Statement savings is perfect for showing young minds the value of adding money to savings accounts.

• No minimum balance is required for those under 18.
• Interest is compounded and credited quarterly, and a quarterly statement is issued (monthly if electronic activity).

Fees:

A $3.00 monthly service charge if daily balance falls below $100.00. No minimum balance for customers under 18 years old.
$2.00 service charge for each withdrawal over 6 per calendar month.

Save more, and earn more. FirstChoice Money Market offers a tiered rate increase as your balance increases. Enjoy unlimited cash withdrawals.

• A $100.00 deposit minimum is required to open this account. Interest will not accrue if your balance falls below $10,000.00.
• Interest is compounded and credited monthly, and a monthly imaged statement is issued.

Fees:

There is a $2.00 service charge for each withdrawal over 6 per calendar month.

Manage your savings online. eSavings is a personal deposit account that is established, accessed, and maintained exclusively online.

• Earn a higher interest for higher return on balances. Interest is compounded and credited quarterly, and a quarterly eStatement is issued (monthly if electronic activity). Check out our current interest rates.
• Open your account from your home or office computer. Once the account is opened, eSavings is accessed exclusively online.
• Automatic payments or direct deposits are available for eSavings accounts.

Fees:

A $3.00 monthly service charge if daily balance falls below $100.00.
A $2.00 service charge for each withdrawal over 6 per calendar month.

Earn interest with competitive rates. Certificates of Deposit (CDs) are a safe, stable savings option.

• Flexible choices and competitive rates
• Choose your own term

Conditions:

• A $1,000.00 minimum deposit is required to open a CD