Savings

Start Saving Today

At First Dakota National Bank, we offer you a variety of personal savings plans, always backed up with our personalized, hometown customer service. Based on your savings goals and personal dreams, we’ll help find the best savings account for you. Open an account online or speak with one of our personal bankers at any of our locations to get started.

First Dakota has several savings options to meet a variety of savings needs. Teach your children how to save with this account. Statement savings is perfect for showing young minds the value of adding money to savings accounts.

  • No minimum balance is required for those under 18.
  • Interest is compounded and credited quarterly, and a quarterly statement is issued (monthly if electronic activity).

Fees:

A $3.00 monthly service charge if daily balance falls below $100.00. No minimum balance for customers under 18 years old.
$2.00 service charge for each withdrawal over 6 per calendar month.

Save more, and earn more. FirstChoice Money Market offers a tiered rate increase as your balance increases. Enjoy unlimited cash withdrawals.

  • A $100.00 deposit minimum is required to open this account. Interest will not accrue if your balance falls below $10,000.00.
  • Interest is compounded and credited monthly, and a monthly imaged statement is issued.

Fees:

There is a $2.00 service charge for each withdrawal over 6 per calendar month.

Earn more, with a lower minimum balance. Money Market offers a tiered rate increase as your balance increases.

  • Interest is compounded and credited monthly. A monthly statement is issued.

Fees:

  • There is a $2.00 service charge for each withdrawal over 6 per calendar month.
  • There is a $10.00 monthly service charge if daily balance falls below $1,000.00.

Manage your savings online. eSavings is a personal deposit account that is established, accessed, and maintained exclusively online.

  • Earn a higher interest for higher return on balances. Interest is compounded and credited quarterly, and a quarterly eStatement is issued (monthly if electronic activity). Check out our current interest rates.
  • Open your account from your home or office computer. Once the account is opened, eSavings is accessed exclusively online.
  • Automatic payments or direct deposits are available for eSavings accounts.

Fees:

A $3.00 monthly service charge if daily balance falls below $100.00.
A $2.00 service charge for each withdrawal over 6 per calendar month.


Earn interest with competitive rates. Certificates of Deposit (CDs) are a safe, stable savings option.

  • Flexible choices and competitive rates
  • Choose your own term

Conditions:

  • A $1,000.00 minimum deposit is required to open a CD

Bank With First Dakota

No matter your needs, First Dakota is here to support your financial goals. We understand that you have big dreams that take time, dedication, and resources to make happen. That's why all our services at First Dakota were created with you, the customer, in mind.

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