We offer a variety of checking accounts to accommodate your needs. With support from our bankers, you can confidently select the option that fits your lifestyle. Current customers benefit from a range of services with Digital Banking, including convenient check ordering and speedy online application processing. Additionally, all of our checking accounts come with:
Choose to change your checking experience with First Dakota's better banking options.
| Features |
FirstPartners Checking
|
FirstChoice Checking
|
ClassicChoice Checking
|
FREE Checking
|
|---|---|---|---|---|
| Not included | Not included | Not included | Not included | |
| Benefits | Bonus rates on CDs, travel, events, and $5 off annual Safe Deposit Box rental. Free notary services and interest on amounts over $500. | Free and unlimited withdrawals and transfers at First Dakota and MoneyPass® network ATMs. Four (4) no-fee withdrawals or transfers per statement cycle at non-MoneyPass ATMs (other bank surcharges may apply). | Free and unlimited withdrawals and transfers at First Dakota MoneyPass® network ATMs. Two (2) no-fee withdrawals or transfers per statement cycle at non-MoneyPass ATMs (other bank surcharges may apply). | Free First Dakota and MoneyPass network ATM withdrawals. $2 fee for transfers or withdrawals at non-MoneyPass ATMs (other bank surcharges may apply). |
| Not included | Not included | Not included | Not included | |
| Requirements | Maintain a $25,000.00 total balance in a combination of these accounts: Checking, Savings, Money Market, CDs, IRAs, Loans, or Lines of Credit. Trust or Investment relationships may qualify**. | For students up to age 23. | Maintain a $1,000.00 balance to avoid service charges. | 𝗫 |
| Not included | Not included | Not included | Not included | |
| Service Charges | $25.00 monthly service charge if minimum balance is not maintained. | 𝗫 | An $8.00 service charge if the daily balance falls below $1,000.00. | 𝗫 |
| Not included | Not included | Not included | Not included | |
| Cost-Free Advantages | No fee for Money Orders, Cashier’s Checks, Checking Plus Line of Credit*, and Traveler’s Checks. | No monthly fee or minimum balance is required. | Not included | No monthly fee or minimum balance required. |
Plan for medical expenses while earning interest in a tax-advantaged account. Your account will be linked to a free HSA debit card that you can use at your preferred doctor's office or pharmacy. You can also use Digital Banking to check balances, view transactions, and make transfers.
If your employer doesn't have an HSA, open an account with First Dakota National Bank. Contribute to your account and get immediate access to funds. Choose when and how to spend money for qualified medical expenses. Also, funds you add to your HSA help reduce your reported income and lower income taxes.
Don't get caught with an overdraft. Our Checking Plus product offers an extended line of credit to protect you from overdraft charges. It automatically advances the money needed to cover an overdraft. It's peace of mind and one of the perks you can take advantage of when you bank with First Dakota. To add overdraft protection to your checking account, speak with one of our bankers.
Find a Location
You can open a checking account online or contact our knowledgeable bankers for support. Getting started with First Dakota is easy because we're always here to help.
Open An AccountWhen you bank with First Dakota, you get a personalized experience. You're not just an account number to us. Whether you're saving for a purchase or looking to refinance your mortgage, we take time to understand your financial goals to help make your dreams come true.
You're not alone if you're overwhelmed by all the online banking options. At First Dakota, we'll work to find personal banking solutions that suit you. Connect with your local team today!
Terms and Conditions
*Upon application approval. Regular credit guidelines apply.
**Ask a First Dakota Trust or Investment Officer for qualification guidelines. Securities are offered through Raymond James Financial Services, Inc. (Member FINRA/SIPC), an independent broker/dealer, and are not insured by the FDIC or any other bank insurance, are not deposits or obligations of the bank, and are subject to risks, including the possible loss of principal
