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Rates

Current Rates At First Dakota

Understanding account differences and their featured rates is just one way First Dakota helps provide transparency into your banking options. You shouldn't have to guess while making financial decisions and our banking team is here to help navigate any questions you might have.

Browse our checking and savings account rates and when you're ready, stop by or contact your nearest First Dakota location to get started.

Here is a quick glance at our personal savings and checking account tiers and rates. These accounts can be opened online or in person.

Interest bearing personal savings accounts:

FirstChoice Money Market Account Rate 1

Term or Daily BalanceInterest RateAPY
$10,000.00 - $24,999.991.00%1.00%
$25,000.00 - $99,999.991.25%1.26%
$100,000.00 - $149,999.991.90%1.92%
$150,000.00 - $249,999.992.00%2.02%
$250,000.00 - $499,999.992.10%2.12%
$500,000.00 & above2.50%2.53%

eSavings Account Rate 1

Daily Balance Interest RateInterest RateAPY
All2.55%2.57%

Statement Savings Account Rate 1

Daily BalanceInterest RateAPY
All.65%.65%

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Interest bearing personal checking accounts:

FirstPartners Checking Account Rate 1

Term or Daily BalanceInterest RateAPY
$500.00 - $4,999.990.20%0.20%
$5,000.00 - $24,999.990.20%0.20%
$25,000.00 - $49,999.990.20%0.20%
$50,000.00 - $99,999.990.30%0.30%
$100,000.00 & above0.40%0.40%

ClassicChoice Checking Account Rate 1

Term or Daily BalanceInterest RateAPY
Up to $499.990.10%0.10%
$500.00 - $4,999.990.12%0.12%
$5,000.00 - $24,999.990.15%0.15%
$25,000.00 and above0.20%0.20%

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Interest bearing business checking accounts:

If you'd like to open a business deposit account with us, contact one of our business bankers. They can help you find the best account to fit your needs.

Just 1 Business Checking Account Rate 1

Term or Daily BalanceInterest RateAPY
$0.00 - $24,999.990.30%0.30%
$25,000.00 - $99,999.990.40%0.40%
$100,000.00 - $249,999.990.50%0.50%
$250,000.00 - $499,999.990.60%0.60%
$500,000.00 & above0.70%0.70%

Small Business Checking with Interest Account Rate 2

Term or Daily BalanceInterest RateAPY
Up to $4999.990.20%0.20%
$5,000.00 - $9,999.990.25%0.25%
$10,000.00 - $24,999.990.30%0.30%
$25,000.00 - $49,999.990.35%0.35%
$50,000.00 - $99,999.990.35%0.35%
$100,000 and above0.45%0.45%

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