Internet Terms of Use Policy

Last Revision Date: 05/01/2023 szm/ds
Last Review Date: 05/01/2023 szm/ds
Last Archive Date:
Board Approved Date: 05/17/2023


By accessing or using this website, you acknowledge that you have read, understand and agree to these Terms of Use, as they may be modified from time to time. These Terms of Use govern only the use of this website; the Terms and Conditions applicable to your account are set forth in your Account Agreement.


When used in these Terms of Use, “we,” “our,” and “us” refer to First Dakota National Bank and our affiliates, directors, officers, and employees.

Use of Site

To best view this website, open a browser such as Google Chrome, Firefox, Safari, or a currently supported version of Microsoft Edge. Your browser must also be Flash 6.0 enabled. We use 128-bit encryption on some areas of this website for security purposes. If you do not have 128-bit encryption, you will need to upgrade your Web browser to this level of encryption before you can access any secured forms on our site. You are responsible for the technology required to access the website, including all communication lines, hardware, software, printers and Internet access. You are also responsible for protecting such technology against viruses, worms, Trojan horses and similar items. Unauthorized use of this website is strictly prohibited.

Submissions & Transmissions

Using this Website Any and all information submitted to us using this website shall be deemed our property and we shall be free to use, for any purpose, any idea, concepts, know-how or techniques provided by a website visitor through this website. Do not send personal information to First Dakota National Bank using this website or unsecure email. If you need to contact the Bank, log into your digital banking app or log into your digital banking portal to send a secure message. You may also call First Dakota National Bank by dialing 605.665.7432 or 800.486.4712.

Intellectual Property

All contents of this website, including the graphics and their arrangement, are the sole and exclusive property of First Dakota National Bank and/or our subsidiaries or affiliates. Website users are prohibited from using such intellectual property without our written permission.

Links to Third-Party Websites

This website may contain links to third-party websites. We do not endorse, approve, certify or control any third-party websites and we do not guarantee the accuracy, completeness, timeliness of information or the products or services contained therein. Each site may have a different privacy policy and less security than our website.

No Warranty/Limitation of Liability

The materials on this website are provided "as is" without warranty of any kind, either expressed or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, non-infringement, security or accuracy. In no event shall we be liable for any damages whatsoever, including, without limitation, direct, indirect, special, consequential, incidental, punitive damages or any other losses or expenses arising in connection with this website or any third-party site, or the use thereof, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, loss of data or other system failure, even if we are aware of the possibility of such damages, losses, or expenses.

Governing Law

These Terms of Use shall be interpreted under the laws of the State of South Dakota without giving effect to its conflict of laws provisions and applicable laws of the United States.

International Users

This website is controlled, operated and administered from offices within the United States of America. We make no representation that materials on this website are appropriate or available for use at other locations outside of the United States, and access to them from territories where their contents are illegal is prohibited.

Accuracy of Information

Although we strive to maintain accurate information on this website, you acknowledge that information obtained through this website may not be complete, may change and may contain errors. The information and materials contained on this website are subject to change. Any change will be effective when posted. Please review these Terms of Use from time to time to be aware of any changes. Your continued use of the website will indicate your agreement to any such change.

Other Agreements

Your use of the website does not supersede your account disclosures, Terms and Conditions or any other agreements you may have with us.

Copyright Notices

The works of authorship contained in this Site, including but not limited to all design, text, sound recordings and images, are owned, except as otherwise expressly stated, by the Bank. Except as otherwise expressly stated herein, such works of authorship may not be copied, transmitted, displayed, performed, distributed (for compensation or otherwise), licensed, altered, framed, stored for subsequent use or otherwise used in whole or in part in any manner without the prior written consent of the Bank, except to the extent permitted by the Copyright Act of 1976 (17 U.S.C. §107), as amended. However, you may download or make one copy of the downloadable materials displayed on the Site, provided that the same are not used for any commercial purpose, distributed to third parties or offered for sale to third parties, and further provided that all copyright and other notices contained in the materials are left intact. Modification of the materials contained on the Site or any portion of such materials, or use of the materials for any other purpose, constitutes an infringement of copyrights and other proprietary rights of the Bank.


If any provision of these Terms of Use are determined to be invalid or unenforceable under any rule, law, or regulation, the validity or enforceability of any other provision of these Terms of Use shall not be affected, and in lieu of such invalid or unenforceable provision there shall be added automatically, as part of these Terms of Use, a provision as similar in terms as may be valid and enforceable, if possible.