Home Financing Calculators

Should I Refinance?

This calculator will tell you if the amount you save in interest will exceed these refinancing costs. The calculated results depend on how long you plan to keep this property.

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Fixed Rate Mortgage

This calculator computes the payments (principal and interest) for a fixed rate loan.

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Adjustable Rate Mortgage

This calculator computes the estimated payments and interest for an adjustable rate loan, where the rate increases by the maximum amount allowed at each interval until it reaches the rate cap.

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Balloon Mortgage Payment

This calculator computes the payment amount necessary for a mortgage with a balloon payment, using monthly interest compounding and monthly payments.

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Rent or Buy

This calculator compares the cost of renting versus the real cost of buying a home.

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Which Mortgage is Better For Me?

This calculator will help you compare the total cost of any two or three mortgages. This analysis includes the effect of a tax deduction for interest. If the interest is not deductible, or if you do not want to show the effect of the tax deduction, choose an income tax rate of zero.

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Increasing Mortgage Payment

Find out how much interest you can save by paying an additional amount with your mortgage payment. The additional amount will reduce the principal on your mortgage, as well as the total amount of interest you will pay, and the number of payments.

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How Much Mortgage Might I Qualify For?

Most lenders base their home loan qualification on both your total monthly gross income and your monthly expenses. These monthly expenses include property taxes, PMI, association dues, insurance, and credit card payments.

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How Much Home Can I Afford?

This calculator computes the most expensive house you can buy based on the highest payment you can afford, but does not indicate whether you would qualify for the loan.

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