First Dakota is excited to offer credit card options designed with you in mind. Whether you are looking to earn points faster or lower your interest rate, we have a card that is right for you.
All our Personal Credit Cards offer these great features:
- No annual fee
- Premium benefits
- Secure online access, 24 hours a day, 7 days a week
- 24-hour customer service phone line
- Multiple payment options
- Local decision making and customer support
- Quick turnaround time
- Secure chip technology to aid in fraud protection
- Sleek, innovative card design that you will definitely want in your wallet
Card Choice: First Dakota World Rewards
Attractive one-time sign up bonus of 10,000 points once you spend $3,000 in the first 3 months.1
Many ways to use your bonus points, equal to $100 (10,000 points), including:
- Receive cash credits to your First Dakota credit card statement
- Redeem food, clothing, electronics, movie and specialty shop gift cards in $50 denominations
Your points go further when you redeem travel rewards
No limit to the amount of points you can earn
Card Choice: First Dakota Platinum Rewards
Enjoy a one-time bonus of 5,000 points once you spend $1,000 on purchases within the first 3 months.1
Several ways to use your bonus points, including:
- Redeem your points for a charity gift card and make a donation to a broad range of local and national charities
- Toward your next flight purchase, baggage fees and companion airline ticket purchases. Plus there is no limit to how many points you can earn or redeem
- Credit toward your next cruise travel vacation
Wide range of redeemable rewards
Earn 5,000 bonus points if you spend $1,000 in the first 3 months1
Card Choice: First Dakota Platinum
0.00% Introductory APR on Balance Transfers and Purchases for 6 months. After that, the variable APR will be 9.49% to 17.49% APR based on creditworthiness. Terms and Conditions
Our lowest APR card allows you to:
- Carry a balance each month and enjoy a low monthly payment
- Consolidate and pay off debt faster
- Shop more securely than with cash
Subject to credit approval. Ask for details.
1Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please visit https://firstdakota.myapexcard.com/apply and select Rewards Terms and Conditions. Rewards options are subject to change without notice.
2We group similar merchant category codes in to Purchase Categories that are used to calculate the stated rewards points. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1 (one) rewards points as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional reward points.
Choose a local bank who supports your dreams. Since 1872, we’ve prided ourselves on offering you the hometown touch, complete with unparalleled customer service. Open an account for your dreams with First Dakota National Bank.