Personal Credit Cards

Designed with You in Mind

Whether you are looking to earn points faster or lower your interest rate, we have a card that is right for you.

All our Personal Credit Cards offer these great features:

  • Premium benefits
  • Secure online access, 24 hours a day, 7 days a week
  • 24-hour customer service phone line
  • Multiple payment options
  • Local decision making and customer support
  • Quick turnaround time
  • Secure chip technology to aid in fraud protection
  • Sleek, innovative card design that you will definitely want in your wallet

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Card Choice: First Dakota World Rewards

Welcome Offer: 

Attractive one-time sign up bonus of 10,000 points once you spend $3,000 in the first 3 months.1


Many ways to use your bonus points, equal to $100 (10,000 points), including:

  • No annual fee*
  • Receive cash credits to your First Dakota credit card statement
  • Redeem food, clothing, electronics, movie and specialty shop gift cards in $50 denominations

Your points go further when you redeem travel rewards
No limit to the amount of points you can earn
*Terms and Conditions

Card Choice: First Dakota Platinum Rewards

Welcome Offer:

Enjoy a one-time bonus of 5,000 points once you spend $1,000 on purchases within the first 3 months.1


Several ways to use your bonus points, including:

  • No annual fee*
  • Redeem your points for a charity gift card and make a donation to a broad range of local and national charities
  • Toward your next flight purchase, baggage fees and companion airline ticket purchases. Plus there is no limit to how many points you can earn or redeem  
  • Credit toward your next cruise travel vacation

Wide range of redeemable rewards
Earn 5,000 bonus points if you spend $1,000 in the first 3 monthsss
*Terms and Conditions

Card Choice: First Dakota Platinum

Welcome Offer: 

0.00% Introductory APR on Balance Transfers and Purchases for 6 months. After that, the variable APR will be Prime + 5.74% to Prime + 13.74% APR based on creditworthiness.*


Our lowest APR card allows you to:

  • No annual fee*
  • Carry a balance each month and enjoy a low monthly payment
  • Consolidate and pay off debt faster
  • Shop more securely than with cash

*Terms and Conditions

Subject to credit approval. Ask for details.
1Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please visit Dakota National Bank and select Rewards Terms and Conditions. Rewards options are subject to change without notice.   

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Personal Banking

Choose a local bank who supports your dreams. Since 1872, we’ve prided ourselves on offering you the hometown touch, complete with unparalleled customer service. Open an account for your dreams with First Dakota National Bank.

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