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Personal Credit Cards

Designed with You in Mind

Whether you are looking to earn points faster or lower your interest rate, we have a card that is right for you.

All our Personal Credit Cards offer these great features:

  • Premium benefits
  • Secure online access, 24 hours a day, 7 days a week
  • 24-hour customer service phone line
  • Multiple payment options
  • Local decision making and customer support
  • Quick turnaround time
  • Secure chip technology to aid in fraud protection
  • Sleek, innovative card design that you will definitely want in your wallet

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Card Choice: First Dakota World Rewards

Welcome Offer: 

Attractive one-time sign up bonus of 10,000 points once you spend $3,000 in the first 3 months.1


Many ways to use your bonus points, equal to $100 (10,000 points), including:

  • No annual fee*
  • Easily redeem points for rewards including cash back, gift cards and travel

Your points go further when you redeem travel rewards
No limit to the amount of points you can earn
*Terms and Conditions

Card Choice: First Dakota Platinum Rewards

Welcome Offer:

Enjoy a one-time bonus of 5,000 points once you spend $1,000 on purchases within the first 3 months.1


Several ways to use your bonus points, including:

  • No annual fee*
  • Redeem your points for cash-back, travel and brand-name gift cards
  • Wide range of redeemable rewards: you have many choices when it comes to redeeming your rewards and there is no limit to the number of points you can earn 

Wide range of redeemable rewards
Earn 5,000 bonus points if you spend $1,000 in the first 3 monthsss
*Terms and Conditions

Card Choice: First Dakota Platinum

Welcome Offer: 

0.00% Introductory APR (annual precentage rate) on Balance Transfers and Purchases for 6 months. After that, the variable APR will be Prime + 5.74% to Prime + 13.74% APR based on creditworthiness.*


Our lowest APR card allows you to:

  • No annual fee*
  • Carry a balance each month and enjoy a low monthly payment
  • Consolidate and pay off debt faster
  • Shop more securely than with cash

*Terms and Conditions

Subject to credit approval. Ask for details.  
1Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please visit Dakota National Bank and select Rewards Terms and Conditions. Rewards options are subject to change without notice.   

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Please note: Credit Cards are not insured by the FDIC or any other bank insurance and are not deposits or obligations of the bank.

Personal Banking

Choose a local bank who supports your dreams. Since 1872, we’ve prided ourselves on offering you the hometown touch, complete with unparalleled customer service. Open an account for your dreams with First Dakota National Bank.

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