Personal Credit Cards

Designed with You in Mind

Whether you are looking to earn points faster or lower your interest rate, we have a card that is right for you.

All our Personal Credit Cards offer these great features:

  • Premium Mastercard® benefits
  • Secure online access, 24 hours a day, 7 days a week
  • 24-hour customer service phone line
  • Multiple payment options
  • Local decision making and customer support
  • Quick turnaround time
  • Secure chip technology to aid in fraud protection
  • Sleek, innovative card design that you will definitely want in your wallet

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Card Choice: First Dakota World Rewards

Welcome Offer: 

Attractive one-time sign up bonus once you spend $3,000 in the first 3 months.** 


  • No annual fee    Terms and Conditions
  • Earn 2% cash back on travel and dining purchases and 1% cash back for every other $1 spent***
  • Easily redeem cash back with no limit to amount of cash back you earn*

Card Choice: First Dakota Platinum Rewards

Welcome Offer:

Enjoy a one-time bonus once you spend $1,000 on purchases within the first 3 months.**


  • No annual fee   Terms and Conditions
  • Earn 1% cash back for every $1 spent*
  • Redeem cash back with no limit to amount of cash back you can earn

Card Choice: First Dakota Platinum

Welcome Offer: 

0.00% Introductory APR (annual precentage rate) on Balance Transfers and Purchases for 6 months. After that, the variable APR will be Prime + 5.74% to Prime + 13.74% APR based on creditworthiness.   Terms and Conditions
A balance transfer fee of $10 or 3% of the amount of the transfer, whichever is greater, will apply to each balance transfer. 


Our lowest APR card allows you to:

  • Carry a balance each month and enjoy a low monthly payment
  • Consolidate and pay off debt faster
  • Shop more securely than with cash

Subject to credit approval. Ask for details.  

Mastercard is a registered trademark of Mastercard International Incorporated.

*For details on Rewards Program, please visit []. Rewards options are subject to change without notice.

**Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. 

***We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with he merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back. 

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Please note: Credit Cards are not insured by the FDIC or any other bank insurance and are not deposits or obligations of the bank.

Personal Banking

Choose a local bank who supports your dreams. Since 1872, we’ve prided ourselves on offering you the hometown touch, complete with unparalleled customer service. Open an account for your dreams with First Dakota National Bank.

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