Just 1 Business Checking Account

Just 1 Business Checking Account Rate

Term or Daily BalanceInterest RateAPY
$0.00 - $24,999.990.30%0.30%
$25,000.00 - $99,999.990.40%0.40%
$100,000.00 - $249,999.990.50%0.50%
$250,000.00 - $499,999.990.60%0.60%
$500,000.00 & above0.70%0.70%

Ready to open your business account?

If you'd like to open a deposit account with us, work with one of our business banker Find the best savings or checking account to achieve your dreams.

Rates listed above are for accounts that can be opened online only. Contact a banker for a full list of rates and products offered.

Interest Rates and Annual Percentage Yields as of December 1, 2022. Minimum $50.00 deposit required to open a checking account. Calculations shown below are for example purposes only. Rate and margin are subject to change without prior notice. Rates are variable and subject to change. See a banker for current rates. See current Just 1 fee schedule for complete list of soft charges. Earnings credit is a monthly non-cash credit to your account that will offset part or all of the service charge. Earnings credit is calculated on 90% of the average collected balance maintained for the monthly cycle. Example calculation: $10,000 average collected balance in a month that had a 31-day cycle ($10,000 x 90% x .40%) x 31/365 = $3.06 in earnings credit. If the average collected balance for the statement cycle on the account is negative, the account will be charged uncollected funds fee of Prime +4%. The uncollected funds fee calculation is: negative average collected balance x Prime +4% x number of days in statement cycle divided by 365. Example calculation using -$1,000 average collected balance in a month that had a 31-day cycle ($1,000 x 7.25%) x 31/365=$6.16 uncollected funds fee.