Cash Management & Merchant Services

Focus on Your Goals

Don’t let business finance logistics take your focus away from your goal, growing your business. Let us help support your financial needs by streamlining your receivables, payables, and information reporting. First Dakota National Bank is proud to support businesses with our full suite of cash management and merchant service options.

Cash Management Options

Contact our bankers if you’re ready to add cash management and merchant services to your business. Or contact us to start discussing what services can help your business be more efficient.

Online Cash Management System

  • Electronic ACH Processing and ACH Origination- Streamline your payroll, accounts payable, and accounts receivable with Electronic ACH Processing. Receive email alerts for ACH files initiated and processed.
  • Online Wire Transfers- Keep funds and communications moving. Get email alerts for online wires transmitted, and email or text alerts for incoming wires.
  • Account Reconciliation- Streamline your account balancing. Reconcile cleared checks in minutes vs. hours. Choose from full, partial, and deposit reconciliation. Receive email or text alerts for unmatched reconciliation items.
  • Positive Pay- Virtually eliminate check fraud and encoding errors in two easy steps: upload file of issued checks, and review and decision exceptions as checks clear. Get email or text alerts for positive pay exceptions

ACH Filters and ACH Block

Have peace of mind knowing your account is protected from unauthorized ACH entries. Only companies you authorize are allowed to pull money from your account up to the authorized amount. We can add a block to your account if you prefer to not allow any ACH entries. 

Merchant Card Services

Let us help with your non-cash payments. From credit cards to debit cards, First Dakota's Merchant Services delivers point-of-sale payment processing through a single, one-stop source. Reduce business expenses and improve customer service.

Remote Deposit Capture

Send deposits electronically to your account. With Remote Deposit Capture (RDC), make deposits when it's convenient for you without leaving your office. Simply scan the checks you receive, and transmit your deposit via a secure web connection. 

Business Online Bill Payment

Bank and pay your business bills online. With Online Banking from First Dakota National Bank, access your business account online anytime, anywhere from your mobile phone or personal computer.

Account Alerts

Stay informed. Choose from a variety of account alerts available to further protect your business and keep you updated of activity on a daily basis.

  • Event Alerts
  • Balance Alerts
  • Item Alerts
  • Personal Alerts

Checkmarc and ACH Recovery

Don’t worry about collections. Checkmarc is a free service for our business banking customers that recovers dishonored checks and electronic payments. Cut the time you spend recovering funds, and make accepting checks as safe as cash or credit cards.

Direct Connect

Save time. Enjoy Direct Connect, and automatically download your First Dakota National Bank transactions directly into QuickBooks®. Remove logging in and out of multiple software programs to complete your bills and payroll records.

HSA

For more information and pricing, please contact a Cash Management Specialist at 800.486.4712 or cashmanagement@firstdakota.com.

Electronic Tax Payment

Pay your federal taxes the simple way. The EFTPS (Electronic Federal Tax Payment System) is provided free by the U.S. Department of Treasury so you can easily pay taxes. With a multi-step authorization process, EFTPS lets you safely pay taxes online, with the ability to schedule payments in advance.

ACH Origination


Refine your business’s finances. ACH Origination services automate payments and offer direct deposit of payroll, cutting hours off accounting time.

ACH Filters


ACH Filters consistently monitor your business account for unauthorized ACH activity, so you can spend more time on other priorities.

Direct Connect


Save time. Enjoy Direct Connect, and automatically download your First Dakota National Bank transactions directly into QuickBooks®.

Merchant Card Services


From credit cards to debit cards, we help deliver point-of-sale payment processing through a single, one-stop source.

Checkmarc & ACH Recovery


Checkmarc is a free service for our business banking customers that recovers dishonored checks and electronic payments.

Remote Deposit Capture


With Remote Deposit Capture, make electronic deposits when it's convenient for you without leaving your office.

Cash Management Testimonials


Read testimonials of cash management and remote deposit capture customers who are building their business with our help.

Our Cash Management Team


We’re here to help build your business dreams. Meet our cash management team, and reach out to us anytime.

Business Banking

Choose a local bank who supports your dreams. Since 1872, we’ve prided ourselves on offering you the hometown touch, complete with unparalleled customer service. Open an account for your dreams with First Dakota National Bank.

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