Mobile Deposit

Mobile Banking gives you the flexibility to bank anywhere, anytime. With the addition of Mobile Deposit you can make deposits with your iPhone or Droid.

How Mobile Deposit Works

Take a picture of the front and the back of your properly endorsed check using your iPhone or Droid. An email confirmation will be sent letting you know your deposit has been submitted for processing. If the item is not able to be processed due to lack of endorsement, suspected alterations, etc, you will receive an email letting you know why it was rejected. 

  • Save time! Skip the trip to the bank
  • Make deposits 24/7/365
  • Easy, quick and convenient

How do I make a deposit?

  1. Properly endorse the back of the check. Check out our Fast Facts about Mobile Deposit for additional information. 
  2. Log in to Mobile Banking on your iPhone or Droid. 
  3. Tap the Menu bars in the upper left hand corner. 
  4. Select Deposit Check, then tap Deposit a Check
  5. Enter the Check Amount and Continue. 
  6. Follow the prompts to take a picture of the front and back of the check. Tap the screen to capture the picture. 
  7. Submit. You can also enroll another account. 

Fast Facts about Mobile Deposit

  • Mobile deposit is free for First Dakota National Bank customers. 
  • The daily cutoff time is 4:00 p.m. Central Standard Time. We do process mobile deposits every business day at 12:00 p.m. and 4:00 p.m. Mobile deposits made between 4:00 p.m. on the current business day and 12:00 p.m. the following business day will be added to your available balance around 12:30 p.m. Mobile deposits made between 12:00 p.m. and 4:00 p.m. will be added to your available balance around 4:30 p.m. 
  • You need to endorse your check for mobile deposit. Above the signature line, write "For Mobile Deposit only", even if there is a checkbox for mobile deposit below the signature line. If there is a checkbox - you can check that as well. Include your signature on the signature line. Include the last 4 digits of your account number below your signature.
  • After you have confirmed the deposit has been processed by viewing it in your transaction history, destroy the check using a cross-cut shredder.
  • You can confirm if your deposit was successful via your mobile phone message. Tap the Recent Activity button to view the details of the deposit, including the image of the front and back of your check.

Checks Not Accepted Include:

  1. Tax Refund Checks or other checks issued by a U.S. Federal Agency
  2. Cashier's Check
  3. Money Orders
  4. Savings Bonds
  5. Traveler Checks
  6. Checks drawn on a financial institution outside of the United States or not payable in U.S. currency
  7. Checks payable to any person or entity other than you, or to you and another party
  8. Checks containing alterations to any fields on the front of the check (including the MICR line), or which you know or suspect, are fraudulent or by otherwise not authorized by the owner of the account on which the check is drawn