Community Checking

Empower your non-profit group or small business. Don’t need all the frills of a complex checking account? No problem. First Dakota National Bank has created the Community Checking3 account just for you. 

  • No minimum balance
  • Enjoy 50 combined checks and deposits free per month. After 50 items, $0.20 per item for checks, deposits, and deposited items
  • Earnings credit1,2 


  • No minimum balance required, and no monthly fee.

Contact our bankers if you’re ready to open a business checking account with us.

Need help with collections? Read about Checkmarc services, free for First Dakota business customers.

Protect your business from overdraft charges with an extended line of credit. Add Business Checking Plus4 to your checking account. Contact us to add Business Checking Plus to your business checking account today.


Minimum $50.00 deposit required to open a checking account. Calculations shown below are for example purposes only. Rate and margin are subject to change without prior notice. 1Rates are variable. See our current rate sheet. 2Earnings credit is a monthly non-cash credit to your account that will offset part or all of the service charge. Earnings credit is calculated on 90% of the average collected balance maintained for the monthly cycle. Example calculation: $10,000 average collected balance in a month that had a 31-day cycle ($10,000 x 90% x .40%) x 31/365=$3.06 in earnings credit. 3If the average collected balance for the statement cycle on the account is negative, the account will be charged uncollected funds fee of Prime +4%. The uncollected funds fee calculation is: negative average collected balance x Prime +4% x number of days in statement cycle divided by 365. Example calculation using -$1,000 average collected balance in a month that had a 31-day cycle ($1,000 x 7.25%) x 31/365= $6.16 uncollected funds fee. 4Subject to approval.