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Community Checking

Empower your non-profit group or small business. Don’t need all the frills of a complex checking account? No problem. First Dakota National Bank has created the Community Checking1 account just for you. 

  • With a $1,000.00 minimum daily balance, the $5.00 monthly fee is waived.


  • 50 combined checks, deposits, deposit items, ACH deposits, and ACH withdrawals free per month. After 50 items, $.20 per item fee for checks, deposits, deposit items, ACH deposits, and ACH withdrawals.

Contact our bankers if you’re ready to open a business checking account with us.

Need help with collections? Read about Checkmarc services, free for First Dakota business customers.

Protect your business from overdraft charges with an extended line of credit. Add Business Checking Plus2 to your checking account. Contact us to add Business Checking Plus to your business checking account today.


Minimum $50.00 deposit required to open a checking account. Calculations shown below are for example purposes only. Rate and margin are subject to change without prior notice. 1If the average collected balance for the statement cycle on the account is negative, the account will be charged uncollected funds fee of Prime +4%. The uncollected funds fee calculation is: negative average collected balance x Prime +4% x number of days in statement cycle divided by 365. Example calculation using -$1,000 average collected balance in a month that had a 31-day cycle ($1,000 x 7.25%) x 31/365= $6.16 uncollected funds fee. 2Subject to approval.