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Just 1 Business Checking

Open one checking account with everything you need. Just 1 Business Checking1 comes with all the business partnership benefits you expect, plus advantages to make your company more efficient.

  • $10.00 monthly fee
  • Earn interest2 at Money Market rates on excess balances
  • Tiered rates - higher balance equal higher interest rate
  • Eliminates the need for a sweep account.
  • Analyzed account; soft charges3 apply, but may be offset with earnings credit2,4

Contact our bankers if you’re ready to open a business checking account with us.

Need help with collections? Read about Checkmarc services, free for First Dakota business customers.

Protect your business from overdraft charges with an extended line of credit. Add Business Checking Plus5 to your checking account. Contact us to add Business Checking Plus to your business checking account today.


Minimum $50 deposit required to open a business checking account. Calculations shown below are for example purposes only. Rate and margin are subject to change without prior notice.1If the average collected balance for the statement cycle on the account is negative, the account will be charged uncollected funds fee of Prime +4%. The uncollected funds fee calculation is: negative average collected balance x Prime + 4% x number of days in statement cycle divided by 365. Example calculation using -$1,000 average collected balance in a month that had a 31-day cycle ($1,000 x 7.25%) x 31/365=$6.16 uncollected funds fee. 2Rates are variable. See our current rate sheet. 3See current Just 1 fee schedule for complete list of soft charges.4Earnings credit is a monthly non-cash credit to your account that will offset part or all of the service charge. Earnings credit is calculated on 90% of the average collected balance maintained for the monthly cycle. Example calculation: $10,000 average collected balance in a month that had a 31-day cycle ($10,000 x 90% x .40%) x 31/365=$3.06 in earnings credit.   5Subject to approval.