Coronavirus (COVID-19) Updates
We at First Dakota thank you for your continued patronage over the past few months as we’ve worked to stay open to serve you with our lobby doors closed. As many of the businesses in our communities have done, we’ve worked hard to maintain service to our customers while complying with government restrictions and best practice recommendations to help keep our employees and communities healthy. Obviously, the health of both our citizens and our economies is very important.
We want to thank you for your patience and understanding in adapting to utilize our mobile/online banking, phone, and drive-up window services during this time. Many of you have stepped up your use of these services dramatically, and we appreciate you doing so.
As we move forward, we plan to continue to employ best practices in maintaining safety while serving you in the high-quality manner you’ve come to expect. Beginning Monday, June 15, all our lobbies will be open with the exception of Oacoma which will reopen at a future date. We encourage you to continue to use the following methods of banking:
- Drive-Up Service. Our tellers are ready to serve your needs via our bank drive-up stations during regular drive-up hours.
- Digital Banking. We have a broad array of online banking tools available for you. If you haven't already done so, establishing your online access only takes minutes and allows you 24-hour access to all your First Dakota accounts through your computer or smart phone. The First Dakota app can be downloaded from Google Play or the App Store.
- ATMs. Nearly all of our locations have on-site ATMs available around the clock for your convenience. Making withdrawals and checking your account balances can all be done at any of our ATMs.
- Phone Banking. Call us for personal service at your local office or at 1.800.486.4712, or you can call our automated banking line (DIAL) at 1.800.600.3362.
If you choose to visit one of our lobbies, you'll see we have incorporated several recommended practices to help protect both you and our employees. These will include a no-handshake rule and some of our employees wearing masks.
We encourage you to wear a mask as well, as health experts are strongly recommending them to help prevent spread. If you are wearing a mask, any employee that you work with will put one on as well.
Please do not be offended by these practices. We want to help our communities get back closer to normal, but also want to continue to be respectful in helping protect our customers and employees, especially those more vulnerable to the virus.
Finally, let’s all work together in our communities. Let’s continue to demonstrate our strength and resiliency, while also being respectful and helpful to others who may see things a bit differently than we do. First Dakota and its employees will definitely be working to do our part to continue to make our communities better and stronger.
We encourage you to stay informed by visiting the Centers for Disease Control and Prevention website.
We also caution you to be alert and aware of scams. Scammers like to take advantage of fears and trending topics, such as COVID-19. Always verify the authenticity of the website and the company before making a purchase or donation.
Second Round of COVID-19 Economic Impact Payments Begin (posted December 30, 2020)
The Internal Revenue Service has begun processing ACH files for the $600-per-person COVID-19 Economic Impact Payments, with a value date of January 4, 2021. Direct deposits only happen at set times throughout the day at 8:30 AM, 11:30 AM, and 3:30 PM. To be alerted, set up direct deposit notifications in Digital Banking or check your payment status at www.irs.gov/coronavirus/get-my-payment. ACH files will continue to be sent to banks through Thursday, December 31, Treasury added.
The initial ACH file is expected to include 113 million payments with an estimated value of $112 billion. The IRS will also send 34 million checks and prepaid debit cards amounting to $30 billion. Checks are expected to be printed and mailed starting December 30, at a rate of approximately five to seven million per week, and are expected to look the same as the previous round of EIPs in the spring. The checks will be dated January 6, but Treasury has confirmed that it will not return any checks deposited or cashed before that day. Prepaid cards totaling about three million per week are expected to start to be mailed on Monday, January 4.
Coronavirus Vaccine Scams - Advice from the Better Business Bureau
Con artists are offering up ways to get a vaccine by telling people they can take part in clinical trials. False offers like this are likely to continue as COVID-19 cases skyrocket.
Be aware of text messages, emails, or social media messages stating you could qualify for a clinical trial and make money doing it. Scammers might offer hundreds or thousands of dollars, but there’s usually a catch and they might ask for money upfront or personal information.
Watch out for red flags -- if you haven’t inquired about a clinical trial and you get a message about one, delete it.
Real clinical trials will never ask you to pay them. Do not click on links as the scammer may be putting malware on your computer. Never give out your Social Security number and never share financial information -- like your bank account or routing number -- unless you are 100% sure who you are doing business with.
FTC Consumer Alert Warns of Potential Fraud Related to COVID-19 Vaccines
With multiple promising COVID-19 vaccines on the horizon, a new consumer alert from the Federal Trade Commission this week warned consumers of potential fraud scams associated with the vaccines. The FTC outlined several facts that can help consumers steer clear of potential scams.
For example, the FTC said that consumers will likely not have to pay out of pocket to receive the vaccine; will not be able to pay to put their name on a list to receive the vaccine or receive early access; and will not be contacted by a representative from a vaccine distribution site or health care provider asking for their Social Security number or bank account information in order to sign up to receive the vaccine. The FTC also urged consumers to be wary of providers offering products, treatments or medicines to prevent the virus, and to consult their healthcare provider before paying for or receiving any kind of COVID-19 treatment.